Disclaimers

Limit of Liability/Disclaimer of Warranty: While the author has used his best efforts in preparing this book, he makes no representations or warranties with respect to the accuracy or completeness of the contents of this book. He specifically disclaims any implied warranties of merchantability or fitness for a particular purpose. The advice, strategies and recommended portfolios contained herein may not be suitable for your situation. The author will not be liable for any loss of profit or any other commercial damages, including but not limited to special, incidental, consequential, or other damages. No warranties or guarantees exist regarding any particular result from applying the contents of this book.

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All investments are subject to risk, including the possible loss of money you invest. Past performance is not a guarantee of future returns.

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Investing Profitably presents three Recommended Portfolios for Vanguard and Fidelity Investments’ investors. These Portfolios are recommended only for investors who have read this book, and understand and accept its lifelong investment philosophy and the risks and volatility inherent to investing. You will see these Porfolios in Table 14 (p.115) and Table 15 (p.124).

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Investing Profitably: My Course For You contains many ideas, opinions, and concepts that the author has learned elsewhere as well as his own. Much of the material no longer has an identifiable origin. Over time, the author’s ideas and opinions as articulated in this book may change and he is not responsible for notifying anyone.